Are you the type of person who has accounts at multiple places? If I asked you to find information about your equipment breakdown endorsement, would you know where to look? When was the last time you reviewed your Workers Compensation MOD?
With so many accounts, companies, policies, and logins to remember, a common reason people like working with The Welch Group is that they can have (almost) everything under one roof.
Benefits of having your insurances under one roof
Easier tracking
Trying to keep track of multiple insurance policies is a pain. Having all your insurance policies under one roof is convenient! Different logins, agents, and agencies can get old. Did you know many agencies only have access to one carrier? Even worst, many agencies offer to broker your home through a few limited companies, but only represent one auto carrier………… Ever wonder why? The good news is all these accounts can be combined without penalties.
With insurance, sometimes it makes sense to use different companies for home, auto, commercial and life insurance. Even if you use multiple companies, you can still have all your insurance under one roof by working with an insurance broker. At The Welch Group, our insurance team checks in on your annual renewals so that you don’t have to! One advisor and one agency means easier tracking.
Less chance of mishaps to worry about
There is never a problem with insurance, until you go to file a claim!
Unfortunately, there is so much truth in the above statement. Every year we speak with countless customers who tell us about policies they have in other states that are not covered under umbrellas, or commercial loss reserves that have never been closed, or drivers that no longer reside in their household but have never been removed from their policy.
Normally this wouldn’t be an issue if you have someone managing your accounts. But if you have multiple policies at multiple agencies, your advisor will be unaware of changes and/or issues that are being processed on those accounts. Therefore, a gap in coverage may occur without your advisor even knowing, or you may end up paying non-refundable premium.
Makes it easier for your family
If something happened to you, would your spouse know where to turn to take care of their insurances? Do they know the details of your policies? Do your heirs have the contact information for all your policies should something happen? Do they know how life changes may affect your policies?
Locating these items can be cumbersome, especially when you’re not around. Having all your insurances under one roof makes it easier for your family should something happen.
Instead of dealing with multiple back-office support representatives, or worst, call center representatives, a trusted advisor can look at everything at one time. Your advisor will have all your insurance accounts, insurance information, and copies of your policy documents in one location.
Better insurance portfolios
At The Welch Group, our advisors have access to one of the largest portfolio mixes of insurance carriers in the state of Florida. This massive portfolio platform is not just for auto and home insurance, but for life, and business insurance as well. For our customers, this means that we can meet all of their insurance needs and provide options for any situation that life throws at them.
As insurance advisors, we get the chance to work with clients on their entire insurance picture. However, we are not an expert on planning cruises, travel vacations, credit cards, or vehicle sales. Nor do we know the details on the latest banking trends and/or consolidations and mergers. The good news is we don’t need to! We focus on doing a few things well and work extra hard on being experts on them.
Can we make your insurance life easier?
At The Welch Group, we believe insurance should be easy and make your life more enjoyable. Instead of worrying about insurance policies, we want our customers to know that The Welch Group has got them covered. This is why we’ve built The Welch Group the way we have, with a team of advisors to bring your insurances under one roof.
If you’re new to The Welch Group, or if you’re already part of The Welch Group family but would like to explore additional ways to bring your insurances under one roof. Click here to schedule an appointment.
